Secure Payments Confirmation 101
Source: YouTube · FIDO Alliance · published Feb 7, 2025 · 26:58
Secure Payment Confirmation (SPC) Overview
Doug Fisher introduces Secure Payment Confirmation (SPC), a W3C standard designed to enhance payment security and simplify authentication for consumers and merchants.
Key Takeaways:
• SPC leverages existing platform authenticators (like biometrics) to replace traditional passwords, reducing friction and improving security 0:35.
• The standard is developed through collaboration between the W3C, EMVCo, and major tech/payment companies to ensure broad industry adoption 0:43.
• SPC aims to provide a consistent user experience across devices while maintaining high assurance levels for transaction verification 1:00.
Secure Payment Confirmation represents a significant step forward in modernizing digital payments by integrating robust authentication mechanisms directly into user devices.
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First 800 characters of the transcript
good morning everyone uh welcome to the payments track you authenticate we are going to hear from Doug about secure payment confirmation so all the questions you had in the previous session around SBC Doug will be here to illuminate us and with that over to you Doug thanks Christian hello everyone um my name is Doug fiser I work with Visa work with henna in the authentication and identity team and I've been working uh on secure payment confirmation uh through the w3c Eno and phto for I guess the last two two three years um I do a lot of work with standards uh bodies I've spent maybe 10 years working um on the EMV COI developing the 3DS uh payment authentication standards uh over over the years and have been working in payment authentication for a very long time u i I wanted to start just w…